Terms of Service

PTFF — Prepared to Fight Fire — a trade name of Prepared to Dominate Life LLC, a Florida limited liability company.

Effective Date: [EFFECTIVE DATE]

1. Acceptance

These Terms of Service (the "Terms") are a binding agreement between you and Prepared to Dominate Life LLC, doing business as Prepared to Fight Fire ("PTFF," "we," "us," or "our"), covering your use of the PTFF mobile application, our website, and related services (together, the "Service").

You accept these Terms when you create an account. On the sign-up screen, where you enter your information for the first time, you must check the box that reads:

I am at least 18 years old, and I agree to the PTFF Terms of Service and Privacy Policy.

Checking that box and creating your account is your electronic signature and your affirmative agreement to these Terms and to our Privacy Policy. If you do not agree, do not check the box and do not use the Service. If you subscribe on our website, you will also be asked to agree to these Terms before you pay.

You must be at least 18 years old to use the Service. The Service is offered to users in the United States.

1A. Marketing Email (Optional)

Separately from accepting these Terms, you may choose to receive email from us about the app, our website, new programs, and offers. This is an optional, separate checkbox at sign-up:

Yes — send me PTFF emails about the app, the website, and offers. I can unsubscribe at any time.

Agreeing to these Terms does not sign you up for marketing email, and you can use the Service without opting in. Every marketing email includes an unsubscribe link. Transactional messages about your account or subscription (for example, password resets, receipts, or a notice before an inactive account is deleted) are not marketing and may be sent regardless of this choice.

2. The Service

PTFF offers workout programs, exercise instruction, nutrition and macro tracking, progress tracking, and access to optional premium coaching. Some features are free; others require a paid subscription or a one-time purchase.

2A. App Store Licensed Application — Additional Terms

If you download the Service from the Apple App Store, your license to use the app is also governed by Apple's Licensed Application End User License Agreement (LEULA), available at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. To the extent these Terms conflict with the Apple LEULA with respect to your use of the app obtained through the App Store, the Apple LEULA governs solely as to that conflict. You acknowledge that Apple has no obligation to provide maintenance or support for the app, and that Apple is a third-party beneficiary of these Terms with the right to enforce them. Downloads from Google Play are subject to the Google Play Terms of Service. [ATTORNEY REVIEW — confirm Apple's current minimum EULA terms and third-party-beneficiary language; add equivalent Google Play required terms if any.]

3. ⚠️ Health & Fitness Disclaimer — Assumption of Risk [ATTORNEY REVIEW — critical]

The Service provides general fitness and nutrition information. It is not medical advice. PTFF is not a medical provider. Nothing in the Service substitutes for professional medical advice, diagnosis, or treatment. Consult a qualified physician before beginning any exercise or nutrition program, particularly given the physically demanding nature of firefighting-oriented training.

You acknowledge that physical exercise carries inherent risks, including risk of serious injury or death, and you voluntarily assume all such risks. You are solely responsible for training within your limits, using proper form and equipment, and stopping if you experience pain, dizziness, or discomfort. To the fullest extent permitted by law, you release PTFF and its owners, officers, and affiliates from any liability arising from your use of the Service or participation in any program, workout, or nutrition plan.

[ATTORNEY REVIEW — waiver/release enforceability under Florida law; consider a separate signed waiver for premium coaching.]

4. Accounts

You are responsible for the confidentiality of your credentials and for all activity under your account. Provide accurate information, keep it current, and notify us immediately of any unauthorized use. One account per person; accounts may not be shared or transferred.

5. Subscriptions, Free Trial, Billing, Renewals & Cancellation [ATTORNEY REVIEW — conform to Apple's and Google's required auto-renewal disclosure language, the FTC negative-option rules, and applicable state automatic-renewal law]

Where you can subscribe. Through the Apple App Store, Google Play, or our website. Website payments are processed by Stripe through RevenueCat and support Apple Pay and Google Pay. Pricing, plan length, and billing period are shown at the point of purchase. Prices may differ by channel.

Free trial. We may offer a 3-day free trial. Your payment method is collected up front. Unless you cancel before the trial ends, the trial converts automatically into a paid subscription and your payment method is charged the full price of the plan you selected — monthly or annual. A free trial is generally available once per person. Trial availability and mechanics may vary by purchase channel.

Auto-renewal. Subscriptions renew automatically at the end of each billing period — monthly or yearly, depending on the plan you chose — at the price shown when you subscribed (or as later changed under "Price changes" below). Your payment method is charged at the start of each new period.

The deadline to cancel. To avoid being charged for the next period, cancel before your renewal date. We do not impose a waiting period of our own — the cut-off is set by the channel you bought from:

• Apple App Store: cancel at least 24 hours before your renewal date, or before the end of a free trial. This is Apple's rule and we cannot waive it.
• Google Play: no minimum notice period is published. Cancel any time before your renewal date.
• Our website: no minimum notice period. Cancel any time before your renewal date.

On any channel, we recommend cancelling at least one full day before your renewal date. Renewals are processed on the platform's clock, which may not match your time zone, so a cancellation that lands on the renewal date itself can be too late. Your renewal date is shown in your App Store or Google Play subscription settings, or in the customer portal (in the app: Profile → Subscription → Manage Membership). [ATTORNEY REVIEW — the 24-hour figure is Apple's own, published for trials and applied by Apple to renewals generally. Google's and RevenueCat/Stripe's published documentation state no minimum notice period, only that access continues to the end of the paid period. Confirm that publishing "no minimum" for two of the three channels is safe, and that the "cancel a day early" recommendation cannot be read as a contractual deadline.]

How to cancel — through the channel you bought from.

• Apple App Store: Settings → your name → Subscriptions on your iPhone, or through the App Store. Apple controls cancellation and refunds for these purchases under Apple's own policies; we cannot cancel or refund an Apple purchase for you.

• Google Play: Play Store → your profile → Payments & subscriptions. Google controls cancellation and refunds for these purchases under Google's own policies; we cannot cancel or refund a Google purchase for you.

• Our website: through the self-serve customer portal, which you can reach in the app under Profile → Subscription → Manage Membership, or by contacting us at support@preparedtofightfire.com.

Deleting the app from your phone does not cancel your subscription. Deleting your PTFF account does not cancel your subscription. Billing continues until you cancel through the channel you purchased from. See §10.

Cancellation takes effect at the end of your current billing period. Cancelling stops future renewals. It does not end your access early, and it does not entitle you to any refund of a period you have already paid for. You keep full access to everything you paid for until that period ends. If you cancel during a free trial, your access continues until the trial's scheduled end date and you are not charged.

Refunds — the rule depends on where you bought.

• Purchased on our website: memberships are non-refundable. All website payments — trial conversions, monthly and annual renewals, and one-time purchases — are final, and we do not give partial or pro-rated refunds for unused time. Cancelling stops any future charges, but the current period is not refunded. If you forget to cancel before a renewal, the renewal charge is not refundable. This applies except where a refund is required by applicable law.
• Purchased through the Apple App Store: refunds are handled by Apple under Apple's own refund policy. You request one directly from Apple (reportaproblem.apple.com). We cannot issue, approve, or deny an Apple refund.
• Purchased through Google Play: refunds are handled by Google under Google Play's own refund policy. You request one directly from Google. We cannot issue, approve, or deny a Google refund.

If something has gone wrong with your account — for example you paid but the app did not unlock — contact us at support@preparedtofightfire.com and we will sort out your access. That is a support matter, not a refund.

[ATTORNEY REVIEW — owner decision Sep 15: no refunds of any kind on the website channel; Apple and Google apply their own rules and we cannot override them (this mirrors the in-app FAQ word for word). Confirm the website rule against Florida consumer-protection law and the FTC's negative-option rules, and confirm the "except where required by law" carve-out is sufficient.]

Worked examples. These illustrate how the rules above apply. Actual dates depend on when you subscribe and on your purchase channel's own timing.

1. Monthly, cancelled mid-cycle — the common case. You subscribe to the monthly plan on August 24 and are charged that day. Your paid month runs August 24 – September 24. You cancel on September 22. You keep full access through September 24, no charge is taken on September 24, and the August 24 payment is not refunded.
2. Monthly, cancelled on the eve of renewal. Same plan, same dates, but you cancel on September 23 — less than 24 hours before renewal. On Google Play or our website you are in time and the September 24 charge is not taken. On Apple, that falls inside Apple's 24-hour window and the September 24 charge may still go through, giving you a further paid month to October 24. This is why we recommend cancelling at least a day early.
3. Free trial, cancelled during the trial. You start a 3-day free trial on August 24. The trial runs August 24 – August 27. You cancel on August 25. Your access ends August 27 and you are never charged.
4. Free trial that converts to the annual plan. You start a 3-day free trial on the annual plan on August 24. You do not cancel. On August 27 the trial ends and your payment method is charged the annual price, and your paid year runs August 27 – August 27 of the following year. If you then cancel on September 15, you keep full access until August 27 of the following year, and the annual payment is not refunded.
5. Annual, cancelled two days late. Your annual plan renews on August 27. You meant to cancel but do so on August 29. The August 27 renewal charge stands and is not refunded; you keep full access for the full year you paid for, and nothing is charged the following August 27.
6. Lifetime. A Lifetime purchase is a one-time payment with no renewal, so there is nothing to cancel. See §5A.

[ATTORNEY REVIEW — example 3 is the highest-complaint-risk path (a 3-day trial converting to $179/yr with no reminder email, which RevenueCat cannot send for trials under one month). Advise whether the up-front disclosure is sufficient, and whether the examples should be labelled "illustrative only."]

Failed payments. If a renewal payment fails, we (or the platform you bought from) may retry it for a limited grace period. If it still fails, your paid access ends at the end of that period.

Price changes. We may change subscription prices. We will give notice as required by law and by the applicable platform, and a change will not apply to a period you have already paid for. If you do not agree to a price change, cancel before the next renewal.

5A. Lifetime and One-Time Purchases [ATTORNEY REVIEW]

We may offer a "Lifetime" or other one-time purchase that grants access without recurring billing. A Lifetime purchase is a single payment and never a subscription — it does not renew and there is nothing to cancel. "Lifetime" access means access for as long as the Service remains available — it does not guarantee access for the natural life of any person. We may modify, suspend, or discontinue the Service, in whole or in part, at any time (see §13). If we permanently discontinue the Service, lifetime access ends; any refund will be handled as required by applicable law and by the applicable app store's policies. Except as required by law or platform policy, one-time and lifetime purchases are non-refundable and are otherwise subject to these Terms. [ATTORNEY REVIEW — confirm enforceability of the "lifetime = life of the Service" definition and the discontinuation/refund treatment under Florida consumer-protection law.]

6. Premium Coaching (Trainerize)

Premium 1-on-1 coaching is offered by application only and delivered through a third-party platform (Trainerize), which requires a separate account subject to that platform's terms. Additional terms or fees may apply and will be disclosed before you enroll.

7. Acceptable Use

You agree not to: misuse the Service or interfere with its operation; attempt unauthorized access to any system or another user's data; copy, resell, record, or redistribute the content or programs, including exercise videos; reverse-engineer the app except as permitted by law; share your account; or use the Service for any unlawful purpose.

8. Intellectual Property

All content in the Service — workout programs, exercise videos, text, graphics, logos, and the "Prepared to Fight Fire" and "Luck Favors the Prepared" branding — is owned by or licensed to us and protected by intellectual-property law. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial purposes. [ATTORNEY REVIEW — confirm trademark status of the brand marks.]

9. User Content

If the Service lets you submit content (workout notes, support messages, or — in a future version — progress photos), you retain ownership. You grant us a license to store and use it as needed to operate the Service and respond to you. Any use of progress photos for marketing will require your separate, explicit, revocable consent, as described in the Privacy Policy. [ATTORNEY REVIEW — content license + photo/marketing consent]

10. Deleting the App, Deleting Your Account, and What We Keep

Deleting the app is not deleting your account. Removing the PTFF app from your phone does not delete your account, does not delete your data, and does not cancel a paid subscription. Your account and data remain, and billing continues until you cancel through Apple, Google, or our website (see §5).

Deleting your account. You may delete your account at any time from within the app (Profile → Account Settings → Delete Account), or by asking us at hello@preparedtofightfire.com. Deletion permanently erases your training history, nutrition logs, preferences, profile, and sign-in credentials and is not reversible. Cancel your subscription first — account deletion does not cancel it, and you may keep being billed for an account you can no longer use.

What we may keep after deletion. After you delete your account we may retain a limited set of records — such as subscription and transaction events, and correspondence about a billing dispute — for up to 24 months where needed for billing, tax, accounting, fraud-prevention, security, or legal purposes, and only for as long as that purpose requires. These records are not used to restore your account. Payment records held by Apple, Google, or Stripe are governed by their own retention rules. [ATTORNEY REVIEW — confirm the 24-month figure against Florida and federal tax/accounting minimums, which may be longer for some records.]

Inactive accounts. If you do not sign in for 24 consecutive months, we treat your account as inactive and will delete it and its data, after attempting to notify you at your account email where reasonably practical. You can delete your account sooner at any time, as above.

Our Privacy Policy describes your data rights, including your right to request erasure, in more detail.

11. Third-Party Services

The Service relies on third parties (Google Firebase, Google Workspace, RevenueCat, Apple, Google, Stripe, Shopify, Klaviyo, Trainerize). We are not responsible for their practices, which are governed by their own terms and policies.

12. Disclaimers & Limitation of Liability [ATTORNEY REVIEW — critical]

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties and shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of the Service. Our total liability for any claim shall not exceed the amount you paid us in the twelve months preceding the claim. [ATTORNEY REVIEW — cap and disclaimers must conform to Florida law.]

13. Termination

We may suspend or terminate your access for violation of these Terms or for any reason permitted by law. We may also modify, suspend, or discontinue the Service (in whole or in part) at any time, including any Lifetime or one-time access (see §5A). You may stop using the Service and delete your account at any time (see §10).

14. Governing Law, Dispute Resolution & Arbitration [ATTORNEY REVIEW — finalize enforceable arbitration + class-waiver language]

Governing law. These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles.

Informal resolution first. Before filing any claim, you agree to contact us at hello@preparedtofightfire.com and attempt to resolve the dispute informally for at least 30 days.

Binding individual arbitration. Except for (a) qualifying small-claims matters and (b) claims seeking injunctive relief for intellectual-property infringement, any dispute arising out of or relating to these Terms or the Service will be resolved by binding, individual arbitration administered by [AAA or JAMS] under its consumer arbitration rules, seated in Palm Beach County, Florida (or conducted remotely as the rules allow), rather than in court.

Class-action waiver. Disputes will be arbitrated only on an individual basis. You and PTFF each waive any right to participate in a class, collective, consolidated, or representative action. If this class-action waiver is found unenforceable as to a particular claim, that claim (and only that claim) proceeds in court.

30-day opt-out. You may opt out of this arbitration agreement by emailing hello@preparedtofightfire.com within 30 days of first accepting these Terms. Opting out does not affect the other provisions of these Terms.

Court venue for non-arbitrable matters. For any dispute not subject to arbitration, you consent to the exclusive jurisdiction and venue of the state or federal courts located in Palm Beach County, Florida.

[ATTORNEY REVIEW — confirm arbitration provider and rules, consumer cost-shifting protections, conspicuousness, mass-arbitration handling, severability, and overall enforceability under the Federal Arbitration Act and Florida law. This clause is backed by the sign-up click-through in §1.]

15. Changes to These Terms

We may modify these Terms. We will post the updated version with a revised Effective Date and, for material changes, notify you in the app or by email. Continued use after changes constitutes acceptance.

16. Contact

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Open items for the attorney (v6)

1. §5 — "no refunds of any kind" (owner decision) against Florida consumer-protection law and the FTC negative-option rule; sufficiency of the "except where required by law" carve-out.
2. §5 — trial-to-annual conversion with no reminder email (punchlist item 15); whether the worked examples should be labelled illustrative.
3. §5 — the cancellation deadline, now stated per channel (Apple 24 hours; Google and website no published minimum). Confirm that publishing "no minimum" is safe and that the "cancel a day early" recommendation is not a contractual deadline.
4. §10 — the 24-month post-deletion retention figure against tax/accounting minimums.
5. §3, §12, §14 — unchanged from v5, still open (waiver enforceability; liability cap; arbitration provider and mechanics).
6. §2A — Apple LEULA / Google Play required terms, unchanged from v5.